Atome Credit is a company that works to advance financial inclusion for every Filipino. Its products include traditional cash loans and a Paylater package that gives users the ability to borrow up to P12,000. It also encourages repeat borrowers by offering them lower rates and simpler application processes.

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Getting an online cash loan from Atome is easy. All you need to do is download the app, register with your mobile phone number, and submit a few documents. Once you’ve done that, you can get your money within minutes. You can even check your loan status on the app. However, if you’re worried about your privacy, you can always use a proxy to avoid being tracked.

In addition to these, Atome also offers a flexible repayment schedule and has an extensive database that allows you to find a loan that’s right for your needs. All in all, it’s a great option for those who need to borrow money quickly. However, it’s important to note that the company does charge a fee and an interest rate, so be sure to read the fine print before applying.

The company’s website also has some interface parts that look like application forms, but the lender clearly states that all transactions are completed through the app. This is because the app is the primary interaction channel between the company and its customers. It’s also worth noting that the company is a licensed lending company in the Philippines, so it’s regulated by the Securities and Exchange Commission.

Atome has a mobile app that is available for Android users (no iOS version yet). Once you’ve downloaded it, you can start the process of signing up by choosing your terms. Once you’ve signed up, it only takes about five minutes to receive your cash. You can then repay your loan on a convenient schedule, track your progress, and refer friends.

The app is available for download on Google Play and will be launched in the Apple Store soon. It is free to download, but you’ll need to have an Android device that supports the latest version of the operating system. You’ll also need a high-speed internet connection.

To qualify for a loan, you must be an adult between 18 and 55, have a valid ID card, and be employed or have an income stream from a business. You must also have a bank account where you can receive the money you are borrowing. It is also important to prepare documents such as payslips, utility bills, and credit rating stories.

Atome’s loans can range from P1,000 to P12,000. They offer a variety of payment methods and can be repaid via the mobile app. Aside from the loan amount, you’ll also need to pay a sign-up fee and service fees. To avoid additional charges, you should pay your loan on time. In case you’re unable to do so, you can contact the customer support team for more information. The company also has a loan calculator on its website, which you can use to find out how much you’ll be paying in terms of interests and fees.